Mortgage Rates in Angleton, Texas — March 2026
Updated March 2026 | Based on Angleton market data and regional lending conditions
Angleton is a growing city in Texas with a population of 20,098. The current 30-year fixed mortgage rate in Angleton is 6.64%, which is 0.01% below the national average. With a median home price of $233,000 and a 20% down payment of $46,600, homebuyers can expect a monthly principal and interest payment of approximately $1,195.
Current Mortgage Rates in Angleton, TX
Below are the current average mortgage rates available in the Angleton area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.64% | 6.65% | -0.01% |
| 15-Year Fixed | 5.9% | 5.89% | +0.01% |
| 5/1 ARM | 6.18% | 6.15% | +0.03% |
| FHA | 6.45% | 6.25% | +0.2% |
| VA | 6.2% | 6.05% | +0.15% |
| Jumbo | 6.89% | 6.85% | +0.04% |
Angleton Housing Market Overview
The Angleton housing market offers relatively affordable housing compared to many major cities. The median household income in Angleton is $66,100, and the cost of living index is 86.1 (national average = 100). Based on the 28% affordability rule, the median income in Angleton is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Angleton
Based on the median home price of $233,000 with 20% down ($46,600), here is what you can expect to pay monthly in Angleton:
15-Year vs. 30-Year Mortgage in Angleton
Choosing a 15-year mortgage in Angleton at 5.9% instead of a 30-year at 6.64% would save you $148,860 in total interest over the life of the loan. However, your monthly payment would be $1,563 instead of $1,195 — an increase of $368 per month.
Calculate Your Angleton Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Angleton
What are the current mortgage rates in Angleton, TX?
As of March 2026, the average 30-year fixed mortgage rate in Angleton, Texas is 6.64%, while the 15-year fixed rate is 5.9%. FHA loans average 6.45% and VA loans 6.2%. These rates are 0.01% below the national average of 6.65%.
How much is a monthly mortgage payment in Angleton?
Based on the median home price of $233,000 with 20% down, the estimated monthly mortgage payment in Angleton is $1,195 for principal and interest. Including property taxes of $346/month, the total monthly housing cost is approximately $1,541.
What income do I need to buy a home in Angleton?
Using the 28% rule, you would need an annual income of approximately $66,043 to afford the median-priced home in Angleton at $233,000. The median household income in Angleton is $66,100. The median income is currently sufficient to meet this threshold.
Is Angleton a good place to buy a home in 2026?
Angleton offers a below-average cost of living with a cost of living index of 86.1 (national average = 100). The property tax rate in Texas is 1.78%, which is above the national average. Angleton has a population of 20,098 and offers a very affordable lifestyle.
Mortgage Rates in Other Texas Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Angleton, Texas area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.