Mortgage Rates in Battle Ground, Washington — March 2026
Updated March 2026 | Based on Battle Ground market data and regional lending conditions
Battle Ground is a growing city in Washington with a population of 21,926. The current 30-year fixed mortgage rate in Battle Ground is 6.69%, which is 0.04% above the national average. With a median home price of $490,000 and a 20% down payment of $98,000, homebuyers can expect a monthly principal and interest payment of approximately $2,527.
Current Mortgage Rates in Battle Ground, WA
Below are the current average mortgage rates available in the Battle Ground area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.69% | 6.65% | +0.04% |
| 15-Year Fixed | 5.94% | 5.89% | +0.05% |
| 5/1 ARM | 6.21% | 6.15% | +0.06% |
| FHA | 6.47% | 6.25% | +0.22% |
| VA | 6.22% | 6.05% | +0.17% |
| Jumbo | 6.94% | 6.85% | +0.09% |
Battle Ground Housing Market Overview
The Battle Ground housing market reflects moderate demand with prices near the national average. The median household income in Battle Ground is $68,100, and the cost of living index is 108.9 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $124,414 to comfortably afford the median-priced home in Battle Ground, which exceeds the current median household income.
Monthly Payment Breakdown for Battle Ground
Based on the median home price of $490,000 with 20% down ($98,000), here is what you can expect to pay monthly in Battle Ground:
15-Year vs. 30-Year Mortgage in Battle Ground
Choosing a 15-year mortgage in Battle Ground at 5.94% instead of a 30-year at 6.69% would save you $316,620 in total interest over the life of the loan. However, your monthly payment would be $3,295 instead of $2,527 — an increase of $768 per month.
Calculate Your Battle Ground Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Battle Ground
What are the current mortgage rates in Battle Ground, WA?
As of March 2026, the average 30-year fixed mortgage rate in Battle Ground, Washington is 6.69%, while the 15-year fixed rate is 5.94%. FHA loans average 6.47% and VA loans 6.22%. These rates are 0.04% above the national average of 6.65%.
How much is a monthly mortgage payment in Battle Ground?
Based on the median home price of $490,000 with 20% down, the estimated monthly mortgage payment in Battle Ground is $2,527 for principal and interest. Including property taxes of $376/month, the total monthly housing cost is approximately $2,903.
What income do I need to buy a home in Battle Ground?
Using the 28% rule, you would need an annual income of approximately $124,414 to afford the median-priced home in Battle Ground at $490,000. The median household income in Battle Ground is $68,100. This means most households would need to either earn above the median or consider homes below $490,000.
Is Battle Ground a good place to buy a home in 2026?
Battle Ground has a moderate cost of living with a cost of living index of 108.9 (national average = 100). The property tax rate in Washington is 0.92%, which is near the national average. Battle Ground has a population of 21,926 and offers a balanced lifestyle.
Mortgage Rates in Other Washington Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Battle Ground, Washington area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.