Mortgage Rates in Brookside, Delaware — March 2026
Updated March 2026 | Based on Brookside market data and regional lending conditions
Brookside is a growing city in Delaware with a population of 14,353. The current 30-year fixed mortgage rate in Brookside is 6.89%, which is 0.24% above the national average. With a median home price of $248,000 and a 20% down payment of $49,600, homebuyers can expect a monthly principal and interest payment of approximately $1,305.
Current Mortgage Rates in Brookside, DE
Below are the current average mortgage rates available in the Brookside area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.89% | 6.65% | +0.24% |
| 15-Year Fixed | 6.1% | 5.89% | +0.21% |
| 5/1 ARM | 6.33% | 6.15% | +0.18% |
| FHA | 6.57% | 6.25% | +0.32% |
| VA | 6.32% | 6.05% | +0.27% |
| Jumbo | 7.14% | 6.85% | +0.29% |
Brookside Housing Market Overview
The Brookside housing market offers relatively affordable housing compared to many major cities. The median household income in Brookside is $61,000, and the cost of living index is 100.7 (national average = 100). Based on the 28% affordability rule, the median income in Brookside is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Brookside
Based on the median home price of $248,000 with 20% down ($49,600), here is what you can expect to pay monthly in Brookside:
15-Year vs. 30-Year Mortgage in Brookside
Choosing a 15-year mortgage in Brookside at 6.1% instead of a 30-year at 6.89% would save you $166,500 in total interest over the life of the loan. However, your monthly payment would be $1,685 instead of $1,305 — an increase of $380 per month.
Calculate Your Brookside Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Brookside
What are the current mortgage rates in Brookside, DE?
As of March 2026, the average 30-year fixed mortgage rate in Brookside, Delaware is 6.89%, while the 15-year fixed rate is 6.1%. FHA loans average 6.57% and VA loans 6.32%. These rates are 0.24% above the national average of 6.65%.
How much is a monthly mortgage payment in Brookside?
Based on the median home price of $248,000 with 20% down, the estimated monthly mortgage payment in Brookside is $1,305 for principal and interest. Including property taxes of $112/month, the total monthly housing cost is approximately $1,417.
What income do I need to buy a home in Brookside?
Using the 28% rule, you would need an annual income of approximately $60,729 to afford the median-priced home in Brookside at $248,000. The median household income in Brookside is $61,000. The median income is currently sufficient to meet this threshold.
Is Brookside a good place to buy a home in 2026?
Brookside has a moderate cost of living with a cost of living index of 100.7 (national average = 100). The property tax rate in Delaware is 0.54%, which is below the national average. Brookside has a population of 14,353 and offers a balanced lifestyle.
Mortgage Rates in Other Delaware Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Brookside, Delaware area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.