Mortgage Rates in Catawissa, Pennsylvania — March 2026
Updated March 2026 | Based on Catawissa market data and regional lending conditions
Catawissa is a smaller Pennsylvania community of 44,750 where home prices remain well below the national median, making homeownership more attainable. The current 30-year fixed rate here is 6.83% (0.18% above the national average). At a median home price of $182,500, the estimated $1,189/month payment (with 20% down) is affordable on the local median income of $64,500.
Current Mortgage Rates in Catawissa, PA
Below are the current average mortgage rates available in the Catawissa area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.83% | 6.65% | +0.18% |
| 15-Year Fixed | 6.06% | 5.89% | +0.17% |
| 5/1 ARM | 6.3% | 6.15% | +0.15% |
| FHA | 6.54% | 6.25% | +0.29% |
| VA | 6.29% | 6.05% | +0.24% |
| Jumbo | 7.08% | 6.85% | +0.23% |
Catawissa Housing Market Overview
At $182,500, Catawissa offers more affordable housing than most U.S. metros. The local cost of living index is 92.6 (100 = national average), and the median household income of $64,500 provides comfortable purchasing power in this market.
Monthly Payment Breakdown for Catawissa
Based on the median home price of $182,500 with 20% down ($36,500), here is what you can expect to pay monthly in Catawissa:
15-Year vs. 30-Year Mortgage in Catawissa
Choosing a 15-year mortgage in Catawissa at 6.06% instead of a 30-year at 6.83% would save you $121,140 in total interest over the life of the loan. However, your monthly payment would be $1,237 instead of $955 — an increase of $282 per month.
Calculate Your Catawissa Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Catawissa
What are the current mortgage rates in Catawissa, PA?
As of March 2026, the average 30-year fixed mortgage rate in Catawissa, Pennsylvania is 6.83%, while the 15-year fixed rate is 6.06%. FHA loans average 6.54% and VA loans 6.29%. These rates are 0.18% above the national average of 6.65%.
How much is a monthly mortgage payment in Catawissa?
Based on the median home price of $182,500 with 20% down, the estimated monthly mortgage payment in Catawissa is $955 for principal and interest. Including property taxes of $234/month, the total monthly housing cost is approximately $1,189.
What income do I need to buy a home in Catawissa?
Using the 28% rule, you would need an annual income of approximately $50,957 to afford the median-priced home in Catawissa at $182,500. The median household income in Catawissa is $64,500. The median income is currently sufficient to meet this threshold.
Is Catawissa a good place to buy a home in 2026?
Catawissa offers a below-average cost of living with a cost of living index of 92.6 (national average = 100). The property tax rate in Pennsylvania is 1.54%, which is above the national average. Catawissa has a population of 44,750 and offers a very affordable lifestyle.
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Catawissa, Pennsylvania area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.