Mortgage Rates in Crawfordsville, Indiana — March 2026
Updated March 2026 | Based on Crawfordsville market data and regional lending conditions
Crawfordsville is a growing city in Indiana with a population of 16,497. The current 30-year fixed mortgage rate in Crawfordsville is 6.62%, which is 0.03% below the national average. With a median home price of $204,000 and a 20% down payment of $40,800, homebuyers can expect a monthly principal and interest payment of approximately $1,044.
Current Mortgage Rates in Crawfordsville, IN
Below are the current average mortgage rates available in the Crawfordsville area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.62% | 6.65% | -0.03% |
| 15-Year Fixed | 5.89% | 5.89% | 0% |
| 5/1 ARM | 6.17% | 6.15% | +0.02% |
| FHA | 6.44% | 6.25% | +0.19% |
| VA | 6.19% | 6.05% | +0.14% |
| Jumbo | 6.87% | 6.85% | +0.02% |
Crawfordsville Housing Market Overview
The Crawfordsville housing market offers relatively affordable housing compared to many major cities. The median household income in Crawfordsville is $57,600, and the cost of living index is 89.1 (national average = 100). Based on the 28% affordability rule, the median income in Crawfordsville is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Crawfordsville
Based on the median home price of $204,000 with 20% down ($40,800), here is what you can expect to pay monthly in Crawfordsville:
15-Year vs. 30-Year Mortgage in Crawfordsville
Choosing a 15-year mortgage in Crawfordsville at 5.89% instead of a 30-year at 6.62% would save you $129,780 in total interest over the life of the loan. However, your monthly payment would be $1,367 instead of $1,044 — an increase of $323 per month.
Calculate Your Crawfordsville Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Crawfordsville
What are the current mortgage rates in Crawfordsville, IN?
As of March 2026, the average 30-year fixed mortgage rate in Crawfordsville, Indiana is 6.62%, while the 15-year fixed rate is 5.89%. FHA loans average 6.44% and VA loans 6.19%. These rates are 0.03% below the national average of 6.65%.
How much is a monthly mortgage payment in Crawfordsville?
Based on the median home price of $204,000 with 20% down, the estimated monthly mortgage payment in Crawfordsville is $1,044 for principal and interest. Including property taxes of $136/month, the total monthly housing cost is approximately $1,180.
What income do I need to buy a home in Crawfordsville?
Using the 28% rule, you would need an annual income of approximately $50,571 to afford the median-priced home in Crawfordsville at $204,000. The median household income in Crawfordsville is $57,600. The median income is currently sufficient to meet this threshold.
Is Crawfordsville a good place to buy a home in 2026?
Crawfordsville offers a below-average cost of living with a cost of living index of 89.1 (national average = 100). The property tax rate in Indiana is 0.8%, which is below the national average. Crawfordsville has a population of 16,497 and offers a very affordable lifestyle.
Mortgage Rates in Other Indiana Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Crawfordsville, Indiana area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.