Mortgage Rates in Crowley, Louisiana — March 2026
Updated March 2026 | Based on Crowley market data and regional lending conditions
Crowley is a growing city in Louisiana with a population of 12,731. The current 30-year fixed mortgage rate in Crowley is 6.66%, which is 0.01% above the national average. With a median home price of $159,000 and a 20% down payment of $31,800, homebuyers can expect a monthly principal and interest payment of approximately $817.
Current Mortgage Rates in Crowley, LA
Below are the current average mortgage rates available in the Crowley area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.66% | 6.65% | +0.01% |
| 15-Year Fixed | 5.92% | 5.89% | +0.03% |
| 5/1 ARM | 6.2% | 6.15% | +0.05% |
| FHA | 6.46% | 6.25% | +0.21% |
| VA | 6.21% | 6.05% | +0.16% |
| Jumbo | 6.91% | 6.85% | +0.06% |
Crowley Housing Market Overview
The Crowley housing market offers relatively affordable housing compared to many major cities. The median household income in Crowley is $45,900, and the cost of living index is 88 (national average = 100). Based on the 28% affordability rule, the median income in Crowley is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Crowley
Based on the median home price of $159,000 with 20% down ($31,800), here is what you can expect to pay monthly in Crowley:
15-Year vs. 30-Year Mortgage in Crowley
Choosing a 15-year mortgage in Crowley at 5.92% instead of a 30-year at 6.66% would save you $101,880 in total interest over the life of the loan. However, your monthly payment would be $1,068 instead of $817 — an increase of $251 per month.
Calculate Your Crowley Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Crowley
What are the current mortgage rates in Crowley, LA?
As of March 2026, the average 30-year fixed mortgage rate in Crowley, Louisiana is 6.66%, while the 15-year fixed rate is 5.92%. FHA loans average 6.46% and VA loans 6.21%. These rates are 0.01% above the national average of 6.65%.
How much is a monthly mortgage payment in Crowley?
Based on the median home price of $159,000 with 20% down, the estimated monthly mortgage payment in Crowley is $817 for principal and interest. Including property taxes of $78/month, the total monthly housing cost is approximately $895.
What income do I need to buy a home in Crowley?
Using the 28% rule, you would need an annual income of approximately $38,357 to afford the median-priced home in Crowley at $159,000. The median household income in Crowley is $45,900. The median income is currently sufficient to meet this threshold.
Is Crowley a good place to buy a home in 2026?
Crowley offers a below-average cost of living with a cost of living index of 88 (national average = 100). The property tax rate in Louisiana is 0.59%, which is below the national average. Crowley has a population of 12,731 and offers a very affordable lifestyle.
Mortgage Rates in Other Louisiana Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Crowley, Louisiana area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.