Mortgage Rates in Due West, South Carolina — March 2026
Updated March 2026 | Based on Due West market data and regional lending conditions
Due West is a smaller South Carolina community of 28,716 where the housing market reflects local economic conditions. The current 30-year fixed rate here is 6.78% (0.13% above the national average). At a median home price of $205,000, the estimated $1,168/month payment (with 20% down) is affordable on the local median income of $57,500.
Current Mortgage Rates in Due West, SC
Below are the current average mortgage rates available in the Due West area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.78% | 6.65% | +0.13% |
| 15-Year Fixed | 6.02% | 5.89% | +0.13% |
| 5/1 ARM | 6.27% | 6.15% | +0.12% |
| FHA | 6.52% | 6.25% | +0.27% |
| VA | 6.27% | 6.05% | +0.22% |
| Jumbo | 7.03% | 6.85% | +0.18% |
Due West Housing Market Overview
At $205,000, Due West offers more affordable housing than most U.S. metros. The local cost of living index is 97.7 (100 = national average), and the median household income of $57,500 provides comfortable purchasing power in this market.
Monthly Payment Breakdown for Due West
Based on the median home price of $205,000 with 20% down ($41,000), here is what you can expect to pay monthly in Due West:
15-Year vs. 30-Year Mortgage in Due West
Choosing a 15-year mortgage in Due West at 6.02% instead of a 30-year at 6.78% would save you $134,640 in total interest over the life of the loan. However, your monthly payment would be $1,386 instead of $1,067 — an increase of $319 per month.
Calculate Your Due West Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Due West
What are the current mortgage rates in Due West, SC?
As of March 2026, the average 30-year fixed mortgage rate in Due West, South Carolina is 6.78%, while the 15-year fixed rate is 6.02%. FHA loans average 6.52% and VA loans 6.27%. These rates are 0.13% above the national average of 6.65%.
How much is a monthly mortgage payment in Due West?
Based on the median home price of $205,000 with 20% down, the estimated monthly mortgage payment in Due West is $1,067 for principal and interest. Including property taxes of $101/month, the total monthly housing cost is approximately $1,168.
What income do I need to buy a home in Due West?
Using the 28% rule, you would need an annual income of approximately $50,057 to afford the median-priced home in Due West at $205,000. The median household income in Due West is $57,500. The median income is currently sufficient to meet this threshold.
Is Due West a good place to buy a home in 2026?
Due West offers a below-average cost of living with a cost of living index of 97.7 (national average = 100). The property tax rate in South Carolina is 0.59%, which is below the national average. Due West has a population of 28,716 and offers a balanced lifestyle.
Mortgage Rates in Other South Carolina Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Due West, South Carolina area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.