Mortgage Rates in East Liverpool, Ohio — March 2026
Updated March 2026 | Based on East Liverpool market data and regional lending conditions
East Liverpool is a growing city in Ohio with a population of 10,426. The current 30-year fixed mortgage rate in East Liverpool is 6.67%, which is 0.02% above the national average. With a median home price of $152,000 and a 20% down payment of $30,400, homebuyers can expect a monthly principal and interest payment of approximately $782.
Current Mortgage Rates in East Liverpool, OH
Below are the current average mortgage rates available in the East Liverpool area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.67% | 6.65% | +0.02% |
| 15-Year Fixed | 5.93% | 5.89% | +0.04% |
| 5/1 ARM | 6.2% | 6.15% | +0.05% |
| FHA | 6.46% | 6.25% | +0.21% |
| VA | 6.21% | 6.05% | +0.16% |
| Jumbo | 6.92% | 6.85% | +0.07% |
East Liverpool Housing Market Overview
The East Liverpool housing market offers relatively affordable housing compared to many major cities. The median household income in East Liverpool is $52,900, and the cost of living index is 83.8 (national average = 100). Based on the 28% affordability rule, the median income in East Liverpool is sufficient to afford the median-priced home.
Monthly Payment Breakdown for East Liverpool
Based on the median home price of $152,000 with 20% down ($30,400), here is what you can expect to pay monthly in East Liverpool:
15-Year vs. 30-Year Mortgage in East Liverpool
Choosing a 15-year mortgage in East Liverpool at 5.93% instead of a 30-year at 6.67% would save you $97,560 in total interest over the life of the loan. However, your monthly payment would be $1,022 instead of $782 — an increase of $240 per month.
Calculate Your East Liverpool Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in East Liverpool
What are the current mortgage rates in East Liverpool, OH?
As of March 2026, the average 30-year fixed mortgage rate in East Liverpool, Ohio is 6.67%, while the 15-year fixed rate is 5.93%. FHA loans average 6.46% and VA loans 6.21%. These rates are 0.02% above the national average of 6.65%.
How much is a monthly mortgage payment in East Liverpool?
Based on the median home price of $152,000 with 20% down, the estimated monthly mortgage payment in East Liverpool is $782 for principal and interest. Including property taxes of $196/month, the total monthly housing cost is approximately $978.
What income do I need to buy a home in East Liverpool?
Using the 28% rule, you would need an annual income of approximately $41,914 to afford the median-priced home in East Liverpool at $152,000. The median household income in East Liverpool is $52,900. The median income is currently sufficient to meet this threshold.
Is East Liverpool a good place to buy a home in 2026?
East Liverpool offers a below-average cost of living with a cost of living index of 83.8 (national average = 100). The property tax rate in Ohio is 1.55%, which is above the national average. East Liverpool has a population of 10,426 and offers a very affordable lifestyle.
Mortgage Rates in Other Ohio Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the East Liverpool, Ohio area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.