Mortgage Rates in Fort Campbell North, Kentucky — March 2026
Updated March 2026 | Based on Fort Campbell North market data and regional lending conditions
Fort Campbell North is a growing city in Kentucky with a population of 13,095. The current 30-year fixed mortgage rate in Fort Campbell North is 6.61%, which is 0.04% below the national average. With a median home price of $178,000 and a 20% down payment of $35,600, homebuyers can expect a monthly principal and interest payment of approximately $910.
Current Mortgage Rates in Fort Campbell North, KY
Below are the current average mortgage rates available in the Fort Campbell North area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.61% | 6.65% | -0.04% |
| 15-Year Fixed | 5.88% | 5.89% | -0.01% |
| 5/1 ARM | 6.17% | 6.15% | +0.02% |
| FHA | 6.43% | 6.25% | +0.18% |
| VA | 6.18% | 6.05% | +0.13% |
| Jumbo | 6.86% | 6.85% | +0.01% |
Fort Campbell North Housing Market Overview
The Fort Campbell North housing market offers relatively affordable housing compared to many major cities. The median household income in Fort Campbell North is $45,200, and the cost of living index is 79.1 (national average = 100). Based on the 28% affordability rule, the median income in Fort Campbell North is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Fort Campbell North
Based on the median home price of $178,000 with 20% down ($35,600), here is what you can expect to pay monthly in Fort Campbell North:
15-Year vs. 30-Year Mortgage in Fort Campbell North
Choosing a 15-year mortgage in Fort Campbell North at 5.88% instead of a 30-year at 6.61% would save you $113,040 in total interest over the life of the loan. However, your monthly payment would be $1,192 instead of $910 — an increase of $282 per month.
Calculate Your Fort Campbell North Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Fort Campbell North
What are the current mortgage rates in Fort Campbell North, KY?
As of March 2026, the average 30-year fixed mortgage rate in Fort Campbell North, Kentucky is 6.61%, while the 15-year fixed rate is 5.88%. FHA loans average 6.43% and VA loans 6.18%. These rates are 0.04% below the national average of 6.65%.
How much is a monthly mortgage payment in Fort Campbell North?
Based on the median home price of $178,000 with 20% down, the estimated monthly mortgage payment in Fort Campbell North is $910 for principal and interest. Including property taxes of $123/month, the total monthly housing cost is approximately $1,033.
What income do I need to buy a home in Fort Campbell North?
Using the 28% rule, you would need an annual income of approximately $44,271 to afford the median-priced home in Fort Campbell North at $178,000. The median household income in Fort Campbell North is $45,200. The median income is currently sufficient to meet this threshold.
Is Fort Campbell North a good place to buy a home in 2026?
Fort Campbell North offers a below-average cost of living with a cost of living index of 79.1 (national average = 100). The property tax rate in Kentucky is 0.83%, which is near the national average. Fort Campbell North has a population of 13,095 and offers a very affordable lifestyle.
Mortgage Rates in Other Kentucky Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Fort Campbell North, Kentucky area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.