Mortgage Rates in Green River, Wyoming — March 2026
Updated March 2026 | Based on Green River market data and regional lending conditions
Green River is a growing city in Wyoming with a population of 11,808. The current 30-year fixed mortgage rate in Green River is 6.65%, which is at the national average. With a median home price of $240,000 and a 20% down payment of $48,000, homebuyers can expect a monthly principal and interest payment of approximately $1,233.
Current Mortgage Rates in Green River, WY
Below are the current average mortgage rates available in the Green River area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.65% | 6.65% | 0% |
| 15-Year Fixed | 5.91% | 5.89% | +0.02% |
| 5/1 ARM | 6.19% | 6.15% | +0.04% |
| FHA | 6.45% | 6.25% | +0.2% |
| VA | 6.2% | 6.05% | +0.15% |
| Jumbo | 6.9% | 6.85% | +0.05% |
Green River Housing Market Overview
The Green River housing market offers relatively affordable housing compared to many major cities. The median household income in Green River is $57,600, and the cost of living index is 88.3 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $57,986 to comfortably afford the median-priced home in Green River, which exceeds the current median household income.
Monthly Payment Breakdown for Green River
Based on the median home price of $240,000 with 20% down ($48,000), here is what you can expect to pay monthly in Green River:
15-Year vs. 30-Year Mortgage in Green River
Choosing a 15-year mortgage in Green River at 5.91% instead of a 30-year at 6.65% would save you $153,900 in total interest over the life of the loan. However, your monthly payment would be $1,611 instead of $1,233 — an increase of $378 per month.
Calculate Your Green River Mortgage Payment
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Open Free CalculatorFrequently Asked Questions About Mortgages in Green River
What are the current mortgage rates in Green River, WY?
As of March 2026, the average 30-year fixed mortgage rate in Green River, Wyoming is 6.65%, while the 15-year fixed rate is 5.91%. FHA loans average 6.45% and VA loans 6.2%. These rates are at the national average of 6.65%.
How much is a monthly mortgage payment in Green River?
Based on the median home price of $240,000 with 20% down, the estimated monthly mortgage payment in Green River is $1,233 for principal and interest. Including property taxes of $120/month, the total monthly housing cost is approximately $1,353.
What income do I need to buy a home in Green River?
Using the 28% rule, you would need an annual income of approximately $57,986 to afford the median-priced home in Green River at $240,000. The median household income in Green River is $57,600. This means most households would need to either earn above the median or consider homes below $240,000.
Is Green River a good place to buy a home in 2026?
Green River offers a below-average cost of living with a cost of living index of 88.3 (national average = 100). The property tax rate in Wyoming is 0.6%, which is below the national average. Green River has a population of 11,808 and offers a very affordable lifestyle.
Mortgage Rates in Other Wyoming Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Green River, Wyoming area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.