Mortgage Rates in Greenfield, Wisconsin — March 2026
Updated March 2026 | Based on Greenfield market data and regional lending conditions
Greenfield is a growing city in Wisconsin with a population of 37,117. The current 30-year fixed mortgage rate in Greenfield is 6.69%, which is 0.04% above the national average. With a median home price of $214,000 and a 20% down payment of $42,800, homebuyers can expect a monthly principal and interest payment of approximately $1,104.
Current Mortgage Rates in Greenfield, WI
Below are the current average mortgage rates available in the Greenfield area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.69% | 6.65% | +0.04% |
| 15-Year Fixed | 5.94% | 5.89% | +0.05% |
| 5/1 ARM | 6.21% | 6.15% | +0.06% |
| FHA | 6.47% | 6.25% | +0.22% |
| VA | 6.22% | 6.05% | +0.17% |
| Jumbo | 6.94% | 6.85% | +0.09% |
Greenfield Housing Market Overview
The Greenfield housing market offers relatively affordable housing compared to many major cities. The median household income in Greenfield is $66,500, and the cost of living index is 83.5 (national average = 100). Based on the 28% affordability rule, the median income in Greenfield is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Greenfield
Based on the median home price of $214,000 with 20% down ($42,800), here is what you can expect to pay monthly in Greenfield:
15-Year vs. 30-Year Mortgage in Greenfield
Choosing a 15-year mortgage in Greenfield at 5.94% instead of a 30-year at 6.69% would save you $138,420 in total interest over the life of the loan. However, your monthly payment would be $1,439 instead of $1,104 — an increase of $335 per month.
Calculate Your Greenfield Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Greenfield
What are the current mortgage rates in Greenfield, WI?
As of March 2026, the average 30-year fixed mortgage rate in Greenfield, Wisconsin is 6.69%, while the 15-year fixed rate is 5.94%. FHA loans average 6.47% and VA loans 6.22%. These rates are 0.04% above the national average of 6.65%.
How much is a monthly mortgage payment in Greenfield?
Based on the median home price of $214,000 with 20% down, the estimated monthly mortgage payment in Greenfield is $1,104 for principal and interest. Including property taxes of $326/month, the total monthly housing cost is approximately $1,430.
What income do I need to buy a home in Greenfield?
Using the 28% rule, you would need an annual income of approximately $61,286 to afford the median-priced home in Greenfield at $214,000. The median household income in Greenfield is $66,500. The median income is currently sufficient to meet this threshold.
Is Greenfield a good place to buy a home in 2026?
Greenfield offers a below-average cost of living with a cost of living index of 83.5 (national average = 100). The property tax rate in Wisconsin is 1.83%, which is above the national average. Greenfield has a population of 37,117 and offers a very affordable lifestyle.
Mortgage Rates in Other Wisconsin Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Greenfield, Wisconsin area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.