Mortgage Rates in Hurricane, Utah — March 2026
Updated March 2026 | Based on Hurricane market data and regional lending conditions
Hurricane is a growing city in Utah with a population of 23,451. The current 30-year fixed mortgage rate in Hurricane is 6.8%, which is 0.15% above the national average. With a median home price of $475,000 and a 20% down payment of $95,000, homebuyers can expect a monthly principal and interest payment of approximately $2,477.
Current Mortgage Rates in Hurricane, UT
Below are the current average mortgage rates available in the Hurricane area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.8% | 6.65% | +0.15% |
| 15-Year Fixed | 6.03% | 5.89% | +0.14% |
| 5/1 ARM | 6.28% | 6.15% | +0.13% |
| FHA | 6.53% | 6.25% | +0.28% |
| VA | 6.28% | 6.05% | +0.23% |
| Jumbo | 7.05% | 6.85% | +0.2% |
Hurricane Housing Market Overview
The Hurricane housing market reflects moderate demand with prices near the national average. The median household income in Hurricane is $73,400, and the cost of living index is 105 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $116,357 to comfortably afford the median-priced home in Hurricane, which exceeds the current median household income.
Monthly Payment Breakdown for Hurricane
Based on the median home price of $475,000 with 20% down ($95,000), here is what you can expect to pay monthly in Hurricane:
15-Year vs. 30-Year Mortgage in Hurricane
Choosing a 15-year mortgage in Hurricane at 6.03% instead of a 30-year at 6.8% would save you $313,380 in total interest over the life of the loan. However, your monthly payment would be $3,213 instead of $2,477 — an increase of $736 per month.
Calculate Your Hurricane Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Hurricane
What are the current mortgage rates in Hurricane, UT?
As of March 2026, the average 30-year fixed mortgage rate in Hurricane, Utah is 6.8%, while the 15-year fixed rate is 6.03%. FHA loans average 6.53% and VA loans 6.28%. These rates are 0.15% above the national average of 6.65%.
How much is a monthly mortgage payment in Hurricane?
Based on the median home price of $475,000 with 20% down, the estimated monthly mortgage payment in Hurricane is $2,477 for principal and interest. Including property taxes of $238/month, the total monthly housing cost is approximately $2,715.
What income do I need to buy a home in Hurricane?
Using the 28% rule, you would need an annual income of approximately $116,357 to afford the median-priced home in Hurricane at $475,000. The median household income in Hurricane is $73,400. This means most households would need to either earn above the median or consider homes below $475,000.
Is Hurricane a good place to buy a home in 2026?
Hurricane has a moderate cost of living with a cost of living index of 105 (national average = 100). The property tax rate in Utah is 0.6%, which is below the national average. Hurricane has a population of 23,451 and offers a balanced lifestyle.
Mortgage Rates in Other Utah Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Hurricane, Utah area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.