Mortgage Rates in Jackson, Wyoming — March 2026
Updated March 2026 | Based on Jackson market data and regional lending conditions
Jackson is a growing city in Wyoming with a population of 10,532. The current 30-year fixed mortgage rate in Jackson is 6.89%, which is 0.24% above the national average. With a median home price of $235,000 and a 20% down payment of $47,000, homebuyers can expect a monthly principal and interest payment of approximately $1,237.
Current Mortgage Rates in Jackson, WY
Below are the current average mortgage rates available in the Jackson area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.89% | 6.65% | +0.24% |
| 15-Year Fixed | 6.1% | 5.89% | +0.21% |
| 5/1 ARM | 6.33% | 6.15% | +0.18% |
| FHA | 6.57% | 6.25% | +0.32% |
| VA | 6.32% | 6.05% | +0.27% |
| Jumbo | 7.14% | 6.85% | +0.29% |
Jackson Housing Market Overview
The Jackson housing market offers relatively affordable housing compared to many major cities. The median household income in Jackson is $63,800, and the cost of living index is 87.3 (national average = 100). Based on the 28% affordability rule, the median income in Jackson is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Jackson
Based on the median home price of $235,000 with 20% down ($47,000), here is what you can expect to pay monthly in Jackson:
15-Year vs. 30-Year Mortgage in Jackson
Choosing a 15-year mortgage in Jackson at 6.1% instead of a 30-year at 6.89% would save you $157,860 in total interest over the life of the loan. However, your monthly payment would be $1,597 instead of $1,237 — an increase of $360 per month.
Calculate Your Jackson Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Jackson
What are the current mortgage rates in Jackson, WY?
As of March 2026, the average 30-year fixed mortgage rate in Jackson, Wyoming is 6.89%, while the 15-year fixed rate is 6.1%. FHA loans average 6.57% and VA loans 6.32%. These rates are 0.24% above the national average of 6.65%.
How much is a monthly mortgage payment in Jackson?
Based on the median home price of $235,000 with 20% down, the estimated monthly mortgage payment in Jackson is $1,237 for principal and interest. Including property taxes of $121/month, the total monthly housing cost is approximately $1,358.
What income do I need to buy a home in Jackson?
Using the 28% rule, you would need an annual income of approximately $58,200 to afford the median-priced home in Jackson at $235,000. The median household income in Jackson is $63,800. The median income is currently sufficient to meet this threshold.
Is Jackson a good place to buy a home in 2026?
Jackson offers a below-average cost of living with a cost of living index of 87.3 (national average = 100). The property tax rate in Wyoming is 0.62%, which is below the national average. Jackson has a population of 10,532 and offers a very affordable lifestyle.
Mortgage Rates in Other Wyoming Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Jackson, Wyoming area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.