Mortgage Rates in Marinette, Wisconsin — March 2026
Updated March 2026 | Based on Marinette market data and regional lending conditions
Marinette is a growing city in Wisconsin with a population of 10,807. The current 30-year fixed mortgage rate in Marinette is 6.85%, which is 0.2% above the national average. With a median home price of $209,000 and a 20% down payment of $41,800, homebuyers can expect a monthly principal and interest payment of approximately $1,096.
Current Mortgage Rates in Marinette, WI
Below are the current average mortgage rates available in the Marinette area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.85% | 6.65% | +0.2% |
| 15-Year Fixed | 6.07% | 5.89% | +0.18% |
| 5/1 ARM | 6.31% | 6.15% | +0.16% |
| FHA | 6.55% | 6.25% | +0.3% |
| VA | 6.3% | 6.05% | +0.25% |
| Jumbo | 7.1% | 6.85% | +0.25% |
Marinette Housing Market Overview
The Marinette housing market offers relatively affordable housing compared to many major cities. The median household income in Marinette is $63,000, and the cost of living index is 84.4 (national average = 100). Based on the 28% affordability rule, the median income in Marinette is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Marinette
Based on the median home price of $209,000 with 20% down ($41,800), here is what you can expect to pay monthly in Marinette:
15-Year vs. 30-Year Mortgage in Marinette
Choosing a 15-year mortgage in Marinette at 6.07% instead of a 30-year at 6.85% would save you $139,500 in total interest over the life of the loan. However, your monthly payment would be $1,417 instead of $1,096 — an increase of $321 per month.
Calculate Your Marinette Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Marinette
What are the current mortgage rates in Marinette, WI?
As of March 2026, the average 30-year fixed mortgage rate in Marinette, Wisconsin is 6.85%, while the 15-year fixed rate is 6.07%. FHA loans average 6.55% and VA loans 6.3%. These rates are 0.2% above the national average of 6.65%.
How much is a monthly mortgage payment in Marinette?
Based on the median home price of $209,000 with 20% down, the estimated monthly mortgage payment in Marinette is $1,096 for principal and interest. Including property taxes of $317/month, the total monthly housing cost is approximately $1,413.
What income do I need to buy a home in Marinette?
Using the 28% rule, you would need an annual income of approximately $60,557 to afford the median-priced home in Marinette at $209,000. The median household income in Marinette is $63,000. The median income is currently sufficient to meet this threshold.
Is Marinette a good place to buy a home in 2026?
Marinette offers a below-average cost of living with a cost of living index of 84.4 (national average = 100). The property tax rate in Wisconsin is 1.82%, which is above the national average. Marinette has a population of 10,807 and offers a very affordable lifestyle.
Mortgage Rates in Other Wisconsin Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Marinette, Wisconsin area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.