Mortgage Rates in Marysville, Ohio — March 2026
Updated March 2026 | Based on Marysville market data and regional lending conditions
Marysville is a growing city in Ohio with a population of 25,476. The current 30-year fixed mortgage rate in Marysville is 6.78%, which is 0.13% above the national average. With a median home price of $156,000 and a 20% down payment of $31,200, homebuyers can expect a monthly principal and interest payment of approximately $812.
Current Mortgage Rates in Marysville, OH
Below are the current average mortgage rates available in the Marysville area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.78% | 6.65% | +0.13% |
| 15-Year Fixed | 6.01% | 5.89% | +0.12% |
| 5/1 ARM | 6.27% | 6.15% | +0.12% |
| FHA | 6.51% | 6.25% | +0.26% |
| VA | 6.26% | 6.05% | +0.21% |
| Jumbo | 7.03% | 6.85% | +0.18% |
Marysville Housing Market Overview
The Marysville housing market offers relatively affordable housing compared to many major cities. The median household income in Marysville is $48,400, and the cost of living index is 78.7 (national average = 100). Based on the 28% affordability rule, the median income in Marysville is sufficient to afford the median-priced home.
Monthly Payment Breakdown for Marysville
Based on the median home price of $156,000 with 20% down ($31,200), here is what you can expect to pay monthly in Marysville:
15-Year vs. 30-Year Mortgage in Marysville
Choosing a 15-year mortgage in Marysville at 6.01% instead of a 30-year at 6.78% would save you $102,600 in total interest over the life of the loan. However, your monthly payment would be $1,054 instead of $812 — an increase of $242 per month.
Calculate Your Marysville Mortgage Payment
Use our free calculator to get a personalized estimate based on your loan amount, interest rate, and term.
Open Free CalculatorFrequently Asked Questions About Mortgages in Marysville
What are the current mortgage rates in Marysville, OH?
As of March 2026, the average 30-year fixed mortgage rate in Marysville, Ohio is 6.78%, while the 15-year fixed rate is 6.01%. FHA loans average 6.51% and VA loans 6.26%. These rates are 0.13% above the national average of 6.65%.
How much is a monthly mortgage payment in Marysville?
Based on the median home price of $156,000 with 20% down, the estimated monthly mortgage payment in Marysville is $812 for principal and interest. Including property taxes of $189/month, the total monthly housing cost is approximately $1,001.
What income do I need to buy a home in Marysville?
Using the 28% rule, you would need an annual income of approximately $42,900 to afford the median-priced home in Marysville at $156,000. The median household income in Marysville is $48,400. The median income is currently sufficient to meet this threshold.
Is Marysville a good place to buy a home in 2026?
Marysville offers a below-average cost of living with a cost of living index of 78.7 (national average = 100). The property tax rate in Ohio is 1.45%, which is near the national average. Marysville has a population of 25,476 and offers a very affordable lifestyle.
Mortgage Rates in Other Ohio Cities
Related Tools & Guides
Last updated: March 2026. Rates are approximate averages based on regional lending data for the Marysville, Ohio area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.