Mortgage Rates in Connecticut — March 2026
Compare current mortgage rates across 41 cities in Connecticut. The average 30-year fixed rate is 6.72%, which is 0.07% above the national average of 6.65%.
Connecticut Housing Highlights
All 41 Cities in Connecticut
| City | 30-Yr Rate | Home Price | Monthly P&I | Population |
|---|---|---|---|---|
| Bridgeport | 6.7% | $285,000 | $1,471 | 148,529 |
| Stamford | 6.7% | $625,000 | $3,226 | 135,470 |
| New Haven | 6.7% | $255,000 | $1,316 | 134,023 |
| Hartford | 6.7% | $195,000 | $1,007 | 121,054 |
| Waterbury | 6.7% | $195,000 | $1,007 | 114,403 |
| Norwalk | 6.7% | $575,000 | $2,968 | 91,184 |
| Danbury | 6.7% | $435,000 | $2,246 | 86,518 |
| New Britain | 6.76% | $404,000 | $2,098 | 73,206 |
| West Hartford | 6.7% | $395,000 | $2,039 | 64,083 |
| Greenwich | 6.89% | $358,000 | $1,884 | 63,518 |
| Fairfield | 6.72% | $357,000 | $1,847 | 61,512 |
| Hamden | 6.8% | $337,000 | $1,758 | 61,169 |
| Meriden | 6.79% | $353,000 | $1,839 | 60,850 |
| Bristol | 6.74% | $351,000 | $1,819 | 60,039 |
| Manchester | 6.72% | $366,000 | $1,893 | 58,241 |
| West Haven | 6.7% | $389,000 | $2,008 | 54,666 |
| Milford | 6.65% | $347,000 | $1,782 | 54,120 |
| Stratford | 6.78% | $344,000 | $1,790 | 52,355 |
| East Hartford | 6.84% | $396,000 | $2,074 | 51,045 |
| Middletown | 6.61% | $316,000 | $1,616 | 47,648 |
| Wallingford | 6.8% | $330,000 | $1,721 | 45,135 |
| Enfield | 6.76% | $306,000 | $1,589 | 44,234 |
| Southington | 6.66% | $363,000 | $1,866 | 43,841 |
| Shelton | 6.69% | $362,000 | $1,867 | 41,426 |
| Groton | 6.66% | $358,000 | $1,840 | 39,907 |
| Trumbull | 6.66% | $302,000 | $1,553 | 36,827 |
| Glastonbury | 6.89% | $349,000 | $1,837 | 35,159 |
| Torrington | 6.39% | $215,000 | $1,074 | 34,562 |
| Naugatuck | 6.75% | $245,000 | $1,271 | 31,519 |
| Newington | 6.67% | $305,000 | $1,570 | 30,536 |
| Vernon | 6.85% | $354,000 | $1,856 | 30,215 |
| Cheshire | 6.74% | $338,000 | $1,752 | 29,261 |
| East Haven | 6.89% | $354,000 | $1,863 | 28,960 |
| Westport | 6.76% | $373,000 | $1,937 | 28,478 |
| New London | 6.12% | $285,000 | $1,385 | 27,367 |
| Wethersfield | 6.76% | $373,000 | $1,937 | 26,668 |
| Ridgefield | 6.78% | $373,000 | $1,941 | 25,033 |
| Windham | 6.83% | $324,000 | $1,695 | 24,800 |
| Simsbury | 6.84% | $295,000 | $1,545 | 24,517 |
| North Haven | 6.81% | $327,000 | $1,707 | 24,093 |
| Darien | 6.71% | $287,000 | $1,483 | 21,499 |
Connecticut Mortgage Rates Guide — 2026
Connecticut homebuyers currently see an average 30-year fixed mortgage rate of 6.72%, with median home prices around $343,805. At these rates, the typical monthly mortgage payment (principal and interest with 20% down) is $1,780.
The most affordable city for homebuyers in Connecticut is Hartford, where the median home price is $195,000. On the other end, Stamford has the highest prices at $625,000. Property tax rates across the state average 2.08%.
To comfortably afford a home at the state average price, a household income of approximately $76,286 is recommended, following the standard guideline that housing costs should not exceed 28% of gross income.
Use our free loan calculator to see your exact monthly payments and amortization schedule, or browse individual city pages below for localized rate data and market insights.
Frequently Asked Questions — Connecticut Mortgages
What are current mortgage rates in Connecticut?
As of March 2026, the average 30-year fixed mortgage rate in Connecticut is 6.72% and the 15-year fixed rate averages 5.96%. Rates vary by city, lender, and borrower qualification.
What is the average home price in Connecticut?
The median home price across 41 cities in Connecticut is $343,805. Prices range from $195,000 in Hartford to $625,000 in Stamford.
How much income do I need to buy a house in Connecticut?
Based on the 28% debt-to-income guideline, you would need a household income of approximately $76,286 to comfortably afford the average home in Connecticut. The median household income in the state is approximately $72,898.
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