Mortgage Rates in Trumbull, Connecticut — March 2026
Updated March 2026 | Based on Trumbull market data and regional lending conditions
Trumbull is a growing city in Connecticut with a population of 36,827. The current 30-year fixed mortgage rate in Trumbull is 6.66%, which is 0.01% above the national average. With a median home price of $302,000 and a 20% down payment of $60,400, homebuyers can expect a monthly principal and interest payment of approximately $1,553.
Current Mortgage Rates in Trumbull, CT
Below are the current average mortgage rates available in the Trumbull area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.66% | 6.65% | +0.01% |
| 15-Year Fixed | 5.91% | 5.89% | +0.02% |
| 5/1 ARM | 6.19% | 6.15% | +0.04% |
| FHA | 6.45% | 6.25% | +0.2% |
| VA | 6.2% | 6.05% | +0.15% |
| Jumbo | 6.91% | 6.85% | +0.06% |
Trumbull Housing Market Overview
The Trumbull housing market reflects moderate demand with prices near the national average. The median household income in Trumbull is $76,200, and the cost of living index is 108.8 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $90,086 to comfortably afford the median-priced home in Trumbull, which exceeds the current median household income.
Monthly Payment Breakdown for Trumbull
Based on the median home price of $302,000 with 20% down ($60,400), here is what you can expect to pay monthly in Trumbull:
15-Year vs. 30-Year Mortgage in Trumbull
Choosing a 15-year mortgage in Trumbull at 5.91% instead of a 30-year at 6.66% would save you $194,220 in total interest over the life of the loan. However, your monthly payment would be $2,027 instead of $1,553 — an increase of $474 per month.
Calculate Your Trumbull Mortgage Payment
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Open Free CalculatorFrequently Asked Questions About Mortgages in Trumbull
What are the current mortgage rates in Trumbull, CT?
As of March 2026, the average 30-year fixed mortgage rate in Trumbull, Connecticut is 6.66%, while the 15-year fixed rate is 5.91%. FHA loans average 6.45% and VA loans 6.2%. These rates are 0.01% above the national average of 6.65%.
How much is a monthly mortgage payment in Trumbull?
Based on the median home price of $302,000 with 20% down, the estimated monthly mortgage payment in Trumbull is $1,553 for principal and interest. Including property taxes of $549/month, the total monthly housing cost is approximately $2,102.
What income do I need to buy a home in Trumbull?
Using the 28% rule, you would need an annual income of approximately $90,086 to afford the median-priced home in Trumbull at $302,000. The median household income in Trumbull is $76,200. This means most households would need to either earn above the median or consider homes below $302,000.
Is Trumbull a good place to buy a home in 2026?
Trumbull has a moderate cost of living with a cost of living index of 108.8 (national average = 100). The property tax rate in Connecticut is 2.18%, which is above the national average. Trumbull has a population of 36,827 and offers a balanced lifestyle.
Mortgage Rates in Other Connecticut Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the Trumbull, Connecticut area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.