Mortgage Rates in West Hollywood, California — March 2026
Updated March 2026 | Based on West Hollywood market data and regional lending conditions
West Hollywood is a growing city in California with a population of 35,716. The current 30-year fixed mortgage rate in West Hollywood is 6.72%, which is 0.07% above the national average. With a median home price of $719,000 and a 20% down payment of $143,800, homebuyers can expect a monthly principal and interest payment of approximately $3,719.
Current Mortgage Rates in West Hollywood, CA
Below are the current average mortgage rates available in the West Hollywood area as of March 2026. Rates vary by lender, credit score, and loan-to-value ratio. Use our free calculator above to see your personalized estimate.
| Loan Type | Rate | National Avg | Difference |
|---|---|---|---|
| 30-Year Fixed | 6.72% | 6.65% | +0.07% |
| 15-Year Fixed | 5.97% | 5.89% | +0.08% |
| 5/1 ARM | 6.23% | 6.15% | +0.08% |
| FHA | 6.49% | 6.25% | +0.24% |
| VA | 6.24% | 6.05% | +0.19% |
| Jumbo | 6.97% | 6.85% | +0.12% |
West Hollywood Housing Market Overview
The West Hollywood housing market is competitive with prices well above the national median. The median household income in West Hollywood is $66,400, and the cost of living index is 147.1 (national average = 100). Based on the 28% affordability rule, you would need an income of approximately $178,629 to comfortably afford the median-priced home in West Hollywood, which exceeds the current median household income.
Monthly Payment Breakdown for West Hollywood
Based on the median home price of $719,000 with 20% down ($143,800), here is what you can expect to pay monthly in West Hollywood:
15-Year vs. 30-Year Mortgage in West Hollywood
Choosing a 15-year mortgage in West Hollywood at 5.97% instead of a 30-year at 6.72% would save you $466,740 in total interest over the life of the loan. However, your monthly payment would be $4,845 instead of $3,719 — an increase of $1,126 per month.
Calculate Your West Hollywood Mortgage Payment
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Open Free CalculatorFrequently Asked Questions About Mortgages in West Hollywood
What are the current mortgage rates in West Hollywood, CA?
As of March 2026, the average 30-year fixed mortgage rate in West Hollywood, California is 6.72%, while the 15-year fixed rate is 5.97%. FHA loans average 6.49% and VA loans 6.24%. These rates are 0.07% above the national average of 6.65%.
How much is a monthly mortgage payment in West Hollywood?
Based on the median home price of $719,000 with 20% down, the estimated monthly mortgage payment in West Hollywood is $3,719 for principal and interest. Including property taxes of $449/month, the total monthly housing cost is approximately $4,168.
What income do I need to buy a home in West Hollywood?
Using the 28% rule, you would need an annual income of approximately $178,629 to afford the median-priced home in West Hollywood at $719,000. The median household income in West Hollywood is $66,400. This means most households would need to either earn above the median or consider homes below $719,000.
Is West Hollywood a good place to buy a home in 2026?
West Hollywood has a higher cost of living than average with a cost of living index of 147.1 (national average = 100). The property tax rate in California is 0.75%, which is below the national average. West Hollywood has a population of 35,716 and offers a balanced lifestyle.
Mortgage Rates in Other California Cities
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Last updated: March 2026. Rates are approximate averages based on regional lending data for the West Hollywood, California area. Individual rates may vary by lender, credit score, loan amount, and other factors. Use our free calculator for a personalized estimate.